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https://innago.com/essential-property-inspection-checklists-for-landlords/ Landlord insurance is a safeguard tailored to property owners who lease their spaces. It shields against various risks beyond standard homeowner's insurance. This coverage extends protection for the physical structure, potential legal liabilities, and loss of rental income. It often includes coverage for property damage, liability claims arising from tenant injuries, and even protection against rental default. Given the unique challenges landlords face, such as property damage caused by tenants, this insurance is a prudent investment. It offers peace of mind and financial security, allowing landlords to focus on their investments while mitigating potential setbacks that come with property management.