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Numerous drivers across the United kingdom stay unaware that it will be compulsory to have vehicle insurance on all autos under their ownership in the near future, new study has shown.Earlier this week (April 18th), street security minister Mike Penning laid the ultimate laws of the Steady Insurance Enforcement (CIE) in parliament, which implies that it will be a criminal offence to maintain a car with out breakdown automobile cover, rather that just to drive although not possessing a policy.Nevertheless, a examine conducted by the AA amongst its members has proven that some 59 per cent had not heard of the new statutory requirement to have an annual insurance coverage package.According to the research, of those who knew of the ruling, 38 per cent indicated they did not understand its intricacies.Fines will be put into force for these that fail to abide by the new guidelines, which will require anyone that owns a car to make sure it is insured, irrespective of whether it is really employed.Simon Douglas, director of AA Insurance, noted: "This tough action is to be welcomed but it is important that the government undertakes a campaign to boost awareness."Meanwhile, new study has proven that automobile insurance premiums are climbing.Customers hoping to take out residence insurance coverage or breakdown car cover look probably to struggle to accessibility products with competitive rates in the close to potential, new analysis has advised.In accordance to a research published  in April 2011 by the AA, home and car insurance coverage charges are the two continuing to increase in the United kingdom in the aftermath of the international financial downturn.Experts think that the swiftly escalating price of insurance is also thanks to the existing claims culture whereby consumers are pushed to declare the highest achievable sum, at times exaggerating the situations in purchase to increase the payout.The most recent AA British Insurance Premium Index has shown that the common 'shop-around' premiums on annual vehicle cover went up by forty per cent in the twelve-month time period ending in March 2011.This represents the largest ever yearly boost recorded by the survey since its inception in 1994, but the organization maintains that this trend is unlikely to continue during the remainder of the year.Simon Douglas, director of AA Insurance coverage, noted that "spiralling" premiums and "record rises in fuel fees" are "producing driving unaffordable for numerous".This follows on from the government's publication of a report aimed at reducing fraud in the vehicle insurance coverage marketplace. http://b3.zcubes.com/v.aspx?mid=12442288