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Forecasters are increasingly warning of an boost in rates, and there's growing opinion until this can happen from the year. Earlier around Paul Fisher, the Bank of England's executive director of markets, warned that rates will at some point become 'normalised' around 5%.Of course, this won't happen overnight, but landlords with buy permit mortgages have to be aware as monthly interest rises it may put some into a critical financial position in the case when this happens.Because with the level of people looking for buy to let mortgages, as well as high margins, many financiers have been not previously with this market have become lending designed for this purpose. Buy to let loans are judged on whether the quantity of rental income will exceed the home loan repayments. Currently this needs to be no less than 125%.The problem occurs if lenders do not take into account the forecasted rate of interest which rises when calculating the credit. If interest rates do rise close to 5%, consequently most in the current buy to let mortgages will be charging around 8 or perhaps 9%, leaving many landlords inside the position with their rental not within the home loan repayments.However, although at the beginning with the year it turned out forecast that base rate rises may possibly remain visible around August, there are actually opinions that this may not happen until as late as December. This has seen some rates on mortgages rising fall, and other deals being offered. These include the Leeds Building Society decreasing the rate by 0.15 % on its two year discount buy permit mortgage. http://www.masonre.com.au/ is another example of your lender who has recently dipped their toes back into the buy permit market after ceasing in '09. They stated that since the companies are starting to show signs of stabilising we were holding very happy to cautiously begin lending once again on this area.Those on a fixed interest rate mortgage could find if their rate is coming to an end they might not exactly be able to find a real good deal. Those with other kinds of mortgages should consider their options carefully. Tracker mortgages especially could see repayments spiral upwards if your rates of interest rise back up to 5%.Despite the threats of monthly interest rises, it appears that the buy to let marketplace is once again becoming buoyant. As long as you recognize that monthly interest rises are virtually inevitable sooner or later inside the future, plus there is silly why buy to allow properties are certainly not still a great investment. Just be conscious of what the longer term may bring, do your sums properly and also you too could enjoy the income and security which becoming a landlord may offer.