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https://creditum.co.za/payday-loans/ After you've been approved for a personal loan and received your funds, it's important to start planning for repayment. Make sure you understand the terms of your loan, including the interest rate, repayment period, and any fees. Set up automatic payments if possible to ensure you never miss a payment. If you anticipate any issues with repayment, such as job loss or medical expenses, contact your lender immediately to discuss options.